Motorcycle Accident Settlement Calculator - Estimate Your Claim Value

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Use this motorcycle accident settlement calculator to get an estimated settlement amount based on key variables used to calculate payouts for injury claims. This is not a guaranteed settlement amount that you will receive, and is intended to provide a general idea of how much your motorcycle accident claim may be worth.

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Settlement Calculator

Enter the estimated total of your past and any outstanding medical bills. Include the estimated future medical expenses.

Enter the estimated value of past and future lost wages due to hospital stays, physical therapy, doctor appointments, and vacation/sick days related to recovery.

Enter the expected value for any property that was damaged as a result of the accident.

This calculator uses the multiplier method, which uses a multiplier (between 1 and 5) to calculate total economic damages. You can use these guidelines for a rough estimate:

  • 1.5x multiplier: For minor injuries like lacerations and bruising.
  • 3x multiplier: For moderate injuries like broken or fractured bones.
  • 4.5x multiplier: For long-lasting severe injuries such as organ damages, permanent disfigurement, PTSD, and nerve damage.

Average Motorcycle Accident Settlement Amount

Average motorcycle accident settlement amount (2024 chart)
Average motorcycle accident settlement amount chart (2024)

The average motorcycle accident settlement is $78,741.89. This figure is based on 288 motorcycle accident cases between 2015 and 2024. Additional settlement data from the data is as follows:

Data Settlement Value
Lowest settlement $3,961.10
Highest settlement $2,500,000.00
Average settlement $78,741.89
Median settlement $50,000.00

Note: The median settlement amount offers a reliable snapshot of typical settlement amounts for motorcycle accident cases, marking the central point where half of all settlements are higher and half are lower. It avoids distortion from very high or low settlements that can skew averages, providing a more accurate reflection of what claimants might expect. In contrast, average settlement data can be misleading because it can be skewed by outliers that don’t represent the majority of cases.

Injury Severity Injury Examples Average Settlement
Minor Sprains, abrasions, whiplash, minor fractures, concussion $5,000 – $25,000
Moderate Compound fractures, sprains & strains requiring therapy $25,000 – $100,000
Severe Spinal cord injuries, burns, disfigurement, death $100,000 – $500,000+
Minor injuries

In motorcycle accidents, even seemingly minor injuries can lead to substantial settlements due to the potential for long-term impact and the costs associated with medical treatment, recovery, and loss of income. Settlement amounts in the range of $5,000 to $25,000 typically involve injuries that are serious enough to require medical intervention but do not result in permanent disability. Here are some examples of such injuries:

  • Soft Tissue Injuries: These include sprains, strains, and contusions (bruises), which can occur when the body is jolted or impacted during an accident. While these injuries might not be severe, they can require physical therapy and lead to temporary disability or discomfort.
  • Lacerations and Abrasions: Commonly known as “road rash,” these injuries occur when the skin makes contact with the road surface, leading to potentially severe scrapes or cuts. Treatment might involve cleaning, stitching, and possible infection prevention, which can accrue significant medical costs.
  • Minor Bone Fractures: Small or incomplete fractures (such as hairline or greenstick fractures) to fingers, toes, or ribs can result from a motorcycle accident. While these injuries generally heal with time, they might need immobilization and cause significant discomfort and some time off work.
  • Whiplash: Though more common in car accidents, whiplash can also occur in motorcycle accidents due to sudden acceleration or deceleration. This neck injury can lead to several weeks or months of pain and reduced mobility, sometimes requiring extensive physical therapy.
  • Concussions: Mild traumatic brain injuries like concussions can happen even if the rider is wearing a helmet. Symptoms can include headaches, dizziness, and cognitive disturbances, which might not be immediately apparent but can affect one’s ability to work and perform daily activities.
  • Emotional or Psychological Injuries: Accidents can lead to psychological stress or disorders such as anxiety, depression, or post-traumatic stress disorder (PTSD), especially if the accident was traumatic. Treatment could involve counseling and medication, contributing to the claim’s value.
  • Temporary Disability: Any injury that causes the victim to be unable to work for a period can lead to compensation for lost wages. Even minor physical injuries can disrupt one’s ability to perform their job, depending on the nature of their employment.

The compensation for such injuries often includes the costs of medical treatment, recovery therapies, pain and suffering, and lost wages. Legal representation might also factor in the long-term effects of the injuries, even if they are classified as minor. Each case will vary based on the specifics of the injury, the recovery process, and the impact on the individual’s daily life and financial situation.

Moderate injuries

Moderate injuries from a motorcycle accident that lead to settlements between $25,000 and $100,000 are typically more severe than minor injuries and may involve longer recovery times, more extensive medical treatment, and a greater impact on the victim’s quality of life. Here are examples of moderate injuries:

  • Compound Fractures: These occur when a bone breaks in multiple places or protrudes through the skin, requiring surgical intervention such as the placement of metal rods, screws, or plates to stabilize the bone structure. Recovery often includes lengthy periods of immobilization and extensive physical therapy.
  • Dislocations: Injuries such as shoulder or knee dislocations can cause significant pain and disability. They often require medical reduction, physical therapy, and potentially surgery to repair damaged ligaments and tendons to restore full function.
  • Significant Soft Tissue Damage: This category includes severe sprains, muscle tears, and tendon injuries that may require surgical repair, followed by prolonged physical therapy. These injuries can limit mobility and daily activities for an extended period.
  • Moderate Traumatic Brain Injuries (TBI): Injuries such as concussions with persistent symptoms fall into this category. They can lead to cognitive impairments, changes in personality, sleep disturbances, and other long-lasting effects. Treatment might involve neurological evaluations, cognitive therapy, and medication.
  • Nerve Damage: Motorcycle accidents can cause nerve damage that results in persistent pain, numbness, or even partial paralysis in affected areas. Treatment may include pain management, physical therapy, and possibly surgical interventions to repair nerve damage.
  • Internal Injuries: These can involve organ damage or internal bleeding, which might not be immediately apparent post-accident. Such injuries are serious and can require surgeries, hospitalization, and a long period of recovery.
  • Severe Emotional or Psychological Distress: Moderate to severe psychological impact requiring ongoing psychological or psychiatric treatment can also be included. Victims might suffer from more pronounced and enduring forms of PTSD, anxiety, or depression.
  • Chronic Pain and Suffering: Ongoing pain that persists long after the accident can affect all aspects of life, including the ability to work and engage in social activities. Chronic pain can be factored into the settlement for its debilitating effects on lifestyle and mental health.
  • Partial Disability: If the injury results in a partial but permanent disability, compensation might include not only medical expenses and lost wages but also the loss of future earning capacity and adaptations needed for daily living.

Settlements in this range take into account the costs associated with medical care, future medical expenses, lost wages, loss of earning potential, pain and suffering, and the overall impact on the victim’s quality of life. The legal expertise and negotiation skills of the attorney can also significantly affect the outcome of the settlement.

Severe Injuries

Severe injuries from a motorcycle accident that lead to settlement amounts ranging from $100,000 to over $500,000 typically involve significant, long-term impacts on the victim’s health, ability to work, and overall quality of life. These injuries often require extensive medical treatments, long-term care, and may result in permanent disability. Here are some examples of severe injuries:

  • Severe Traumatic Brain Injuries (TBI): These injuries can lead to permanent cognitive deficits, changes in personality, impaired motor functions, and long-term nursing care. They often involve extensive rehabilitation and may severely impact the victim’s ability to live independently.
  • Spinal Cord Injuries (SCI): Injuries resulting in partial or complete paralysis, such as paraplegia or quadriplegia, are among the most severe outcomes of motorcycle accidents. These injuries can require lifelong medical care, adaptive equipment, home modifications, and are associated with significant long-term costs and lifestyle changes.
  • Multiple Bone Fractures: Severe fractures that require multiple surgeries, the use of prosthetics or orthopedic hardware, and lengthy physical therapy sessions. These injuries may lead to chronic pain and long-lasting disability, affecting the victim’s ability to return to their former employment.
  • Amputations: Loss of a limb is a devastating outcome and can occur directly due to the trauma or through medical amputation due to severe injuries. Amputations require prosthetics, which need to be replaced periodically, and extensive physical therapy.
  • Severe Burns: Motorcycle accidents can lead to severe burns requiring skin grafts, surgery, and could result in significant scarring, disfigurement, and psychological trauma. Treatment for severe burns can be prolonged and painful.
  • Internal Organ Damage: Severe impacts can cause life-threatening internal injuries that require immediate and extensive surgeries, long-term medical treatment, and may permanently affect the victim’s health and functionality.
  • Severe Psychological or Emotional Trauma: In addition to physical injuries, severe accidents can lead to profound psychological impacts, such as chronic anxiety, depression, or post-traumatic stress disorder (PTSD), necessitating long-term psychological or psychiatric care.
  • Chronic Pain and Suffering: Persistent pain that affects all aspects of a person’s life, often requiring ongoing pain management and affecting the individual’s capacity to enjoy life and perform daily activities.
  • Loss of Consortium: Severe injuries can affect the victim’s relationships, leading to claims for loss of consortium, which compensates the spouse or family for the loss of companionship and support.

Settlements in this range are typically structured to cover past and future medical expenses, lost wages and future earning capacity, pain and suffering, and punitive damages if there is evidence of egregious negligence. The involvement of skilled legal representation is crucial in securing adequate compensation that reflects the severity of the injuries and their impact on the victim’s life.

The average motorcycle settlement amount data should not be interpreted as a guaranteed settlement amount or settlement guideline for your case. Settlement data is purely informational. If your or a loved one has been injured in a motorcycle accident, request a free case evaluation from a personal injury attorney.

A motorcycle accident attorney can help you build a strong claim and maximize your financial compensation for damages.

Motorcycle Accident Settlement Examples

Motorcycle accident settlements under $100K

  • $10K settlement: An individual sustained soft tissue injuries to the neck, foot, ankle, knee, hip, and shoulder, as well as psychological injuries, after laying down a motorcycle at an intersection to avoid a collision with another vehicle. The intersection was under the control of a traffic officer, and both parties involved believed they had clearance to proceed. The driver of the other vehicle acknowledged negligence but contested the severity of the injuries claimed.
  • $50K settlement: An individual was a passenger on a motorcycle when the driver lost control and crashed. The individual reported suffering personal injuries due to the collision. The motorcycle driver was accused of driving carelessly, failing to pay attention, and losing control, which allegedly led to the crash. The driver denied liability, argued that the passenger shared responsibility, and disputed the nature and extent of the claimed injuries and damages. Plaintiff was awarded $40K for economic damages and $20K for physical impairment and disfigurement. The plaintiff was found to be 60% at fault.
  • $85K settlement: An individual was riding a motorcycle and stopped at a yield sign for traffic. Another vehicle, also waiting to merge, was behind the motorcycle. Both vehicles proceeded, but the vehicle behind inadvertently rolled forward and struck the motorcycle. It was reported that the driver of this vehicle was using a cell phone during the incident. The individual on the motorcycle sustained injuries. The motorcycle rider sought damages, including punitive damages, citing negligence and reckless conduct. The driver of the vehicle denied liability, contested the cause of the injuries, and the extent of damages claimed, suggesting comparative negligence as a defense.

Motorcycle accident settlements between $100K and $500K

  • $100K settlement: An individual contended that another driver failed to yield the right-of-way and made a left turn into the path of their motorcycle, resulting in a collision. The individual struck the passenger side of the vehicle, flew onto the windshield, tumbled over the vehicle, and was thrown into another vehicle that was stopped at the intersection. Medical bills alone exceed $65,000 and property damage was over $4,000.
  • $275K settlement: A wrongful death action was initiated following an incident where an individual riding a motorcycle on a freeway suffered fatal injuries after being struck by a vehicle. The motorcycle rider was violently thrown from the motorcycle as a result of the collision. It was contended that the vehicle’s driver negligently operated the vehicle, causing a violent collision with the motorcycle. A claim for loss of consortium was asserted by the decedent’s spouse. The claims were settled by the parties involved. The deceased is survived by a spouse and two minor children.
  • $350K settlement: An individual was involved in a motor vehicle collision where their motorcycle collided with a vehicle exiting a private driveway and turning left to proceed northbound. The individual sustained fatal injuries from the accident. A wrongful death action was filed, asserting that the vehicle’s driver operated carelessly and negligently, failed to yield the right-of-way, and did not have a valid driver’s license. It was also claimed that the vehicle’s owner knew the driver lacked a license and negligently entrusted the vehicle to them. The estate obtained judgments against both the vehicle’s driver and owner, and after naming an insurer as garnishee, a settlement was reached with the insurer making payment on behalf of both defendants. The deceased is survived by a spouse and one minor child.
  • $495K settlement An individual operating a motorcycle was involved in a collision with a commercial delivery truck, resulting in fatal injuries. The motorcycle was traveling northbound when a southbound flatbed truck made a left turn in front of the motorcycle. It was claimed that the individual was riding safely and within the speed limit at the time of the collision. The truck’s ownership and operation by a company led to contentions that the company was responsible for the truck driver’s actions under the principle of respondent superior, citing failure to yield the right-of-way during the turn. Additionally, it was maintained that the company was negligent in its employment practices concerning the hiring, training, supervision, and retention of the truck driver involved in the crash.

Motorcycle accident settlements between $500K and $1M

  • $534K settlement: An individual was riding a motorcycle when a motorist turned into the individual’s path. The view of oncoming traffic was obstructed for the turning motorist, leading to the collision. The individual braked, causing the motorcycle to become unstable and both slid across the pavement. The individual struck the vehicle, damaging their helmet. The individual suffered spine injuries, fractured ribs, and internal chest injuries. Despite remaining conscious immediately after the accident, their condition worsened over the next three days, leading to multiorgan failure and sepsis, which was found to be caused by a perforated stomach. The individual eventually suffered a cardiac arrest and died. A wrongful death action was initiated, alleging negligence and failure to yield the right-of-way. The estate sought damages, with medical expenses exceeding $100K and funeral expenses nearing $10K. The opposing party denied the allegations, arguing that the individual’s prior medical history and physical condition should be considered, relating to life expectancy and the ability to safely operate a motorcycle.
  • $835K settlement: An individual was operating a motorcycle on a public avenue near its intersection when a fire truck, owned and operated by city services, struck them. The individual sustained injuries as a result. A lawsuit was filed against the city and its fire department, alleging negligence in failing to control the vehicle, inadequate lookout, excessive speed, failure to obey traffic control devices, and improper execution of a U-turn. The individual sought damages for pain and suffering.
  • $950K settlement: An individual operating a motorcycle suffered fatal injuries in a collision involving a van. The incident occurred as the van driver executed a left turn across the motorcycle’s lane, resulting in impact. A wrongful death and survival action was filed by the estate of the deceased. The parties reached a settlement, with damages allocated toward both the wrongful death and survival actions, amounting to nearly $950K in total.

Motorcycle accident settlements over $1M

  • $1.2M settlement: An individual operating a motorcycle through an intersection on a green light sustained permanent injuries when struck by a vehicle. The injuries included a ligament tear requiring wrist reconstruction, shoulder surgery, a concussion, lacerations, and multiple contusions and abrasions. The vehicle driver was alleged to have been negligent by failing to maintain a proper lookout, pay attention, and yield while attempting a left turn. The driver disputed both liability and the extent of damages. Prior to trial, the parties agreed regarding the individual’s healthcare expenses and wage loss, which exceeded $100K.
  • $2M settlement: An individual operating a motorcycle suffered injuries resulting in the loss of a leg after colliding with a vehicle. The incident occurred as the vehicle driver attempted a left turn into the motorcycle’s path, causing the collision. The driver of the vehicle contended that they exercised reasonable care and argued that the individual’s injuries were not a result of their conduct. Medical expenses alone exceeded $260K.
  • $2.45M settlement: An individual operating a motor scooter/motorcycle sustained serious injuries to their right leg when a company truck making a left turn into a parking lot crossed their path, resulting in a collision. The injuries included crush injuries requiring surgery and physical therapy, leading to permanent loss of feeling in the right foot and a significant impairment rating for the lower extremity. The individual claimed that the truck driver failed to yield the right-of-way and left the accident scene, stating they had no license and legal issues. The company owning the truck denied liability, contending that the truck had been stolen and the driver was not their employee. However, jurors determined the driver was indeed an employee of the company. A related claim for loss of consortium made by the individual’s spouse was not awarded. The medical and related expenses for the individual exceeded $100K.

How Motorcycle Accident Settlements Are Calculated

The calculation of a motorcycle accident settlement can vary depending on the specifics of the case, but here are some common methods used:

Multiplier Method: This method (as used above) involves adding up all the actual economic damages (such as medical bills, lost wages, and repair costs) and then multiplying that sum by a number (the multiplier) to account for non-economic damages like pain and suffering. The multiplier typically ranges from 1.5 to 5, depending on the severity of the injuries and other factors.

🛈 Example: Assume the total economic damages (medical bills, lost wages, etc.) amount to $20,000. If the severity of the injuries justifies a multiplier of 3, the calculation for the settlement would be $20,000 (economic damages) x 3 (multiplier) = $60,000.

Per Diem Method: This approach assigns a daily rate for pain and suffering, then multiplies that rate by the number of days the injured party was affected. The daily rate can be based on the person’s daily earnings or another reasonable figure.

🛈 Example: If the daily rate for pain and suffering is set at $200 and the injured party was affected for 100 days, the calculation would be $200 (daily rate) x 100 (days) = $20,000 for pain and suffering, in addition to any economic damages.

Comparative Negligence Adjustment: In cases where both parties share some fault for the accident, the settlement amount may be adjusted based on the percentage of fault attributed to each party. For example, if the injured party is found to be 20% at fault, the settlement amount might be reduced by 20%.

🛈 Example: Assume the total economic damages (medical bills, lost wages, etc.) amount to $20,000. If the severity of the injuries justifies a multiplier of 3, the calculation for the settlement would be $20,000 (economic damages) x 3 (multiplier) = $60,000.

Structured Settlement: Instead of a lump-sum payment, some settlements are structured to provide regular payments over a period of time. This can provide a steady income stream for the injured party and can be beneficial in cases involving long-term care or loss of income.

🛈 Example: Instead of receiving a lump sum of $100,000, the injured party might agree to a structured settlement that pays $10,000 per year for 10 years. This would provide a steady income stream over a decade.

Settlement Negotiations: Often, the final settlement amount is reached through negotiations between the injured party (or their attorney) and the insurance company. Factors such as the strength of the evidence, the potential for a lawsuit, and the insurance policy limits can all influence the negotiation process.

🛈 Example: Initially, the insurance company offers a settlement of $30,000. After negotiations, considering the strength of the evidence and potential legal costs, the parties agree to a final settlement of $45,000.

These examples are simplified and the actual calculations can be more complex, especially when considering medical expenses, future lost wages, and other factors. Consulting with a motorcycle accident attorney can help ensure that all relevant factors are considered in the settlement calculation to maximize the value of your settlement.

Other Variables That Affect How Much A Motorcycle Accident Settlement Is Worth

  • Insurance requirements – Most states mandate specific insurance coverage levels, typically $25,000 per person and $50,000 per accident. The choice of insurance policies and providers significantly influences the process and outcome of motorcycle accident settlements.
  • Liability determination – In at-fault states, the insurance provider of the at-fault driver is responsible for covering damages such as medical expenses, property damage, and injuries resulting from the motorcycle accident. Establishing fault can be straightforward in some instances, but other situations may involve partial liability, a concept tied to comparative negligence that allows claimants to seek compensation based on the defendants’ degree of responsibility in the accident. In cases where fault is ambiguous, the claim may proceed to court or trial.
  • Injury severity – The severity of injuries sustained in a motorcycle accident greatly affects the settlement amount. Accidents resulting in serious injuries, such as brain or spinal cord trauma, typically yield higher settlements than those involving less severe injuries like broken bones, lacerations, or flesh wounds. This is due to large and potentially ongoing medical expenses in addition to claims for pain and suffering.
  • State laws – The impact of minimum insurance coverage, traffic regulations, helmet laws, and state-specific fault laws on a motorcycle accident claim varies from state to state. Consulting with a personal injury lawyer can help you understand how these laws may influence your claim and guide you through the appropriate steps for your case.
  • Financial loss – The extent of financial loss is a crucial factor in determining the settlement amount for a motorcycle accident. This includes costs related to vehicle damage, medical bills, pain and suffering, and lost wages due to an inability to work.

It’s important to note that each motorcycle accident case is unique, and the method used to calculate the settlement will depend on the specific circumstances of the case. Consulting with a personal injury attorney who has experience with motorcycle accidents can help ensure that the settlement calculation is fair and takes into account all relevant factors.

Getting started with your claim is easy. Just request a free case evaluation online, and a legal team in our network will reach out to you regarding your case. Our network of attorneys includes a team of over 250+ legal professionals throughout the United States with over $1 billion recovered for clients, including those who have suffered injuries as a result of a motorcycle accident.

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We use settlement calculators to help individuals estimate how much compensation they may receive from their personal injury claim. We partner with law firms throughout the United States to help produce the most accurate results. Our content and calculators are created with the help of top-rated attorneys and legal professionals.